E. Blanco, E. G. Dutcher, and T. Haller, To mitigate or to adapt? Collective action under asymmetries in vulnerability to losses, WP from the Faculty of Economics and Statistics, 2014.

W. J. Botzen, J. C. Aerts, and J. C. Van-den-bergh, Willingness of homeowners to mitigate climate risk through insurance, Ecological Economics, vol.68, 2009.

R. A. Bradford, J. J. O'sullivan, I. M. Van-der-craats, J. Krywkow, P. Rotko et al., Risk perception -Issues for ood management in Europe, Natural Hazards and Earth System Science, vol.12, p.22992309, 2012.

R. Brouwer and R. Van-ek, Integrated ecological, economic and social impact assessment of alternative ood control policies in the Netherlands, Ecological Economics, vol.50, p.121, 2004.

A. Bryman and D. Cramer, Quantitative Data Analysis With SPSS 12 and 13 -A Guide for Social Scientists, 2005.

P. Bubeck, W. J. Botzen, and J. C. Aerts, A Review of Risk Perceptions and Other Factors that Inuence Flood Mitigation Behavior, Risk Analysis, vol.32, 2012.

P. Bubeck, W. J. Botzen, H. Kreibich, and J. C. Aerts, Detailed insights into the inuence of ood-coping appraisals on mitigation behaviour, Global Environmental Change, vol.23, 2013.

R. J. Burby, Flood insurance and oodplain management: the US experience, Global Environmental Change Part B: Environmental Hazards, vol.3, p.111122, 2001.

R. J. Burby, Hurricane Katrina and the Paradoxes of Government Disaster Policy: Bringing 32, 2006.

, About Wise Governmental Decisions for Hazardous Areas, The Annals of the American Academy of Political and Social Science, vol.604, p.171191

, Le régime d'indemnisation des catastrophes naturelles, 2011.

, Centre Européen de Prévention du Risque d'Inondation, 2017. Les ouvrages de protection contre les inondations

G. Di-baldassarre, A. Viglione, G. Carr, L. Kuil, J. L. Salinas et al., Socio-hydrology: Conceptualising human-ood interactions, Hydrology and Earth System Sciences, vol.17, p.32953303, 2013.

D. Dransch, H. Rotzoll, and K. Poser, The contribution of maps to the challenges of risk communication to the public, International Journal of Digital Earth, vol.3, 2010.

I. Ehrlich and G. S. Becker, Market Insurance, Self-Insurance, and Self-Protection, Journal of political Economy, vol.80, p.623648, 1972.

K. Erdlenbruch and B. Bonté, Simulating the dynamics of individual adaptation to oods, Environmental Science & Policy, vol.84, 2018.

K. Erdlenbruch, S. Thoyer, F. Grelot, R. Kast, and G. Enjolras, Risk-sharing policies in the context of the French Flood Prevention Action Programmes, Journal of Environmental Management, vol.91, 2009.
URL : https://hal.archives-ouvertes.fr/hal-00455550

T. Filatova, Market-based instruments for ood risk management: A review of theory, practice and perspectives for climate adaptation policy, Environmental Science & Policy, vol.37, p.227242, 2014.

J. Grames, A. Prskawetz, D. Grass, A. Viglione, and G. Blöschl, Modeling the interaction between ooding events and economic growth, Ecological Economics, vol.129, 2016.

/. J. , , 2016.

C. Grislain-letrémy and C. Peinturier, Le régime d'assurance des catastrophes naturelles en France métropolitaine entre, 1995.

T. Grothmann and F. Reusswig, People at Risk of Flooding: Why Some Residents Take Precautionary Action While Others Do Not, Natural Hazards, vol.38, 2006.

,

P. Hudson, W. J. Botzen, J. Czajkowski, and H. Kreibich, Moral hazard in natural disaster insurance markets: Empirical evidence from germany and the united states, Land Economics, vol.93, p.179208, 2017.

D. M. Jaee and T. Russell, Catastrophe Insurance, Capital Markets, and Uninsurable Risks, The Journal of Risk and Insurance, vol.64, 1997.

M. Kelly and A. E. Klener, Optimal Loss Mitigation and Contract Design, Journal of Risk & Insurance, vol.70, 2003.

C. Kousky, E. O. Michel-kerjan, and P. A. , Does federal disaster assistance crowd out ood insurance, Journal of Environmental Economics and Management, vol.87, 2018.

H. Kunreuther, N. Novemsky, and D. Kahneman, Making Low Probabilities Useful, The Journal of Risk and Uncertainty, vol.23, p.103120, 2001.

L. Latrue and P. Picard, Assurance des catastrophes naturelles : Faut-il choisir entre prévention et solidarité ? Annales d'Economie et de Statistique 78, p.3356, 2005.

T. Lewis and D. Nickerson, Self-insurance against natural disasters, Journal of Environmental Economics and Management, vol.16, p.209223, 1989.

J. Ludy and G. M. Kondolf, Flood risk perception in lands "protected" by 100-year levees, Natural Hazards, vol.61, p.829842, 2012.

. Mcfadden, Frontiers in Econometrics, p.105142, 1974.

. Medde, Mieux savoir pour mieux agir : principaux enseignements de la première évaluation des risques d'inondation sur le territoire français, 2012.

R. E. Munich, NatCatSERVICE -Natural catastrophe know-how for risk management and research, 2018.

, The Economic Consequences of Climate Change, 2015.

P. Peduzzi, J. Concato, E. Kemper, T. R. Holford, and A. R. Feinstem, A simulation study of the number of events per variable in logistic regression analysis, Journal of Clinical Epidemiology, vol.49, p.13731379, 1996.

P. Picard, Natural Disaster Insurance and the Equity-Eciency Trade-O, The Journal of Risk and Insurance, vol.75, 1738.

R. A. Pielke, Nine fallacies of oods, Climatic Change, vol.42, p.413438, 1999.

N. Pinter, One Step Forward, Two Steps Back on U.S. Floodplains. Science, vol.308, 2005.

J. K. Poussin, W. J. Botzen, and J. C. Aerts, Stimulating ood damage mitigation through insurance: an assessment of the french catnat system, Environmental Hazards, vol.12, p.258277, 2013.

J. K. Poussin, W. W. Botzen, and J. C. Aerts, Factors of inuence on ood damage mitigation behaviour by households, Environmental Science & Policy, vol.40, 2014.

P. A. Raschky, R. Schwarze, M. Schwindt, and F. Zahn, Uncertainty of Governmental Relief and the Crowding out of Flood Insurance, Environmental and Resource Economics, vol.54, 2013.

A. Reynaud, C. Aubert, and M. H. Nguyen, Living with Floods: Protective Behaviours and Risk Perception of Vietnamese Households. The Geneva Papers on Risk and Insurance Issues and Practice 38, vol.547579, 2013.
URL : https://hal.archives-ouvertes.fr/hal-01134702

C. Richert, Les décisions individuelles d'adaptation aux inondations : le cas de résidents en zones inondables dans le Sud de la France, 2017.

C. Richert, K. Erdlenbruch, and C. Figuières, The determinants of households' ood mitigation decisions in France -on the possibility of feedback eects from past investments, Ecological Economics, vol.131, 2017.

P. Samuels, F. Klijn, and J. Dijkman, An analysis of the current practice of policies on river ood risk management in dierent countries, 2006.

A. Scolobig, B. De-marchi, and M. Borga, The missing link between ood risk awareness and preparedness: Findings from case studies in an Alpine Region, Natural Hazards, vol.63, p.499520, 2012.

G. A. Tobin, The levee love aaire: a stormy relationship, Journal of the American Water Resources Association, vol.31, p.359367, 1995.

K. E. Train, Discrete Choice Methods with Simulation, 2002.

A. Viglione, G. Di-baldassarre, L. Brandimarte, L. Kuil, G. Carr et al., Insights from socio-hydrology modelling on dealing with ood risk Roles of collective memory, risk-taking attitude and trust, Journal of Hydrology, vol.518, p.7182, 2014.

F. Vinet, Geographical analysis of damage due to ash oods in southern France: The cases of 12 13, Applied Geography, vol.28, p.323336, 1999.

F. Vinet, D. Lumbroso, S. Defossez, and L. Boissier, A comparative analysis of the loss of life during two recent oods in France: the sea surge caused by the storm Xynthia and the ash ood in Var, Natural Hazards, vol.61, p.11791201, 2012.

M. Vis, F. Klijn, K. M. Bruijn, and M. V. Buuren, Resilience strategies for ood risk management in the Netherlands, International Journal of River Basin Management, vol.1, p.3340, 2003.

G. Wachinger, O. Renn, C. Begg, and C. Kuhlicke, The Risk Perception Paradox Implications for Governance and Communication of Natural Hazards, Risk Analysis, vol.33, 2013.

G. F. White, Human Adjustment to oods, 1942.